Retirement Home Comparison

Sustainable personal budget to age 85, per home. Target: $14,500/mo.

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Address Price ($) State HOA ($/month) Wildfire insurance surcharge ($/year, optional) Region Zillow / listing link (optional) Photo URL (optional) Notes (optional)

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Important caveats

All budgets are estimates from a deterministic 5%-return model. Not financial advice.
Tax rates are modeled effective rates; a CPA must confirm.
CA insurance assumes a normal policy; wildfire surcharges can subtract $400–900/mo from the budget.
"Sustainable budget" excludes housing costs, spousal support, and health premiums (modeled separately); it is personal lifestyle spending.
Distances and elevations are approximate.